The Scenario
Your friends are planning a big trip to play Bingo down at the casino. Are you in or out?
Sam Savings Sam

Savings Sam
Sam looked in his budget for the month and realized he had an extra medical bill come up this month. Even though he's missing out on fun with friends, he decides not to go to Bingo this month.
Bonnie Balanced Bonnie

Balanced Bonnie
Bonnie thinks long and hard about it. She realizes that because it's summer time and her heating bill has been much lower than the winter, she has some extra money she wouldn't normally have. She looks at her budget and makes sure the money isn't needed elsewhere before she agrees to come along and play.
Ian Impulsive Ian

Impulsive Ian
Ian knows he shouldn't be going and spending the extra money on Bingo, but he just can't help following the crowd when it comes to having fun. He figures he can get a cash advance against his credit card at the door, and worry about paying the bill later when he gets his next job.


Part I

Savings BankWhen you gamble, you're paying someone else.

Wouldn't you rather pay yourself?

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