Sam Savings Sam
Savings Sam
Occupation: Retired Accountant
Hobbies: Bowling, Fishing
Motto: "A penny saved is a penny earned!"

Part I


Financial Strategy: Sam is very economical around the house, and cuts financial corners whenever possible. He unplugs appliances when he's not using them. At the grocery store, he's always buying generic brands, and he tailors his shopping list to the weekly sale items.

Sam saves every penny he can, and doesn't like to use his credit card. He cannot fathom taking a matter of years to pay off debts like car payments and mortgages. He would rather be conservative with his income and make larger down payments, than keep spending money on interest charges.

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