The Scenario
What is your favorite tool to use when managing money?
Sam Savings Sam

Savings Sam
"I've always liked to use accounting software."
Bonnie Balanced Bonnie

Balanced Bonnie
"I keep track of all of my bills in a spreadsheet, so I don't miss any payments. A few new sites now offer the chance to budget online - my husband and I are trying to enter our information now, so we can get a better idea of our spending."
Ian Impulsive Ian

Impulsive Ian
"My son made me a "bills to be paid" folder."


Part I

Now that you have your Categories established and have prioritized them, it's time to take an honest look at how you spend your money. Many people don't realize how much they spend on smaller items, until they start to keep track of each transaction they make.

Online Budgeting & Money Management Tools
Buxfer.comA simple online budget tool that when linked with online bank accounts will automatically update your budget and send e-mails when you make an expenditure. helps give you a complete financial picture. Buxfer automatically downloads and categorizes expenses from your checking, savings and credit card accounts. Get spending insights and monitor activity on all your accounts at a single place.

CLICK HERE to download a printable budget worksheet to help you get started.

Previous PageNext Page