The Scenario
Your friends are planning a big trip to play Bingo at the casino. Are you in or out?
Sam Savings Sam

Savings Sam
"I am "out" looking at my budget for the month and realized I have another medical bill coming up."
Bonnie Balanced Bonnie

Balanced Bonnie
"I am "in", it's summer time and our heating bill is lower than the winter,I have some extra money. I look at our budget and the money isn't needed elsewhere."
Ian Impulsive Ian

Impulsive Ian
"I am in! I have a good feeling this will be a lucky trip!"


Part I

SavingsWhen you gamble, you're paying someone else.

Wouldn't you rather pay yourself?

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