Sam Savings Samantha

Savings Sam
Name: Savings Samantha
Occupation: Hair Stylist
Hobbies: Watching The Cooking Channel and taking fitness classes
at the community center
Motto: "A penny saved is a
penny earned!"


Part I


Financial Strategy: Samantha is very economical around the house, and cuts financial corners whenever possible. She unplugs appliances when she's not using them. At the grocery store, she's always buying generic brands, and she tailors her shopping list to the weekly sale items.

Samantha saves every penny she can, and doesn't like to use her credit card. She cannot fathom taking a matter of years to pay off debts like car payments and mortgages. She would rather be conservative with her income and make larger down payments, than keep spending money on interest charges.

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