What's the Scenario?
Your friends are planning a big trip to play Bingo at the casino. Are you in or out?
Sam Savings Samantha

Savings Sam
"I looked in my budget for the month and realized I had an extra medical bill come up this month. Even though I am missing out on fun with friends, I decide not to go to Bingo this month."
Bonnie Balanced Bonnie

Balanced Bonnie
"I thought long and hard about it. I realize that because it's summer time and my heating bill has been much lower than the winter, I have some extra money I wouldn't normally have. I looked at my budget and made sure the money wasn't needed elsewhere before I agreed to come along and play."
Ian Impulsive Irene

Impulsive Ian
"I know I shouldn't, but I can get a cash advance and join them and worry about catching up later."


Part I

SavingsWhen you gamble, you're paying someone else.

Wouldn't you rather pay yourself?

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